Android Pay no longer works if you unlock your bootloader, and that's a good thing | Android Central. A long time ago, in a Galaxy far, far away, I had a lot of fun unlocking my Android phones, rooting them, and installing all sorts of cool software. However, when I grew up to be a man, I cast aside childish things, and I realized that I was more concerned about device security than I was digging into Google's software. So, this author is correct when he advises that it is the right thing to do for Google to disable Android Pay on rooted and unlocked phones. By definition, these phones are less secure, and your debit and credit card information needs to be locked up tight. So, I am enjoying the backup features of having all my cards available on my phone, which itself is secured by two step authentication and a pattern lock. Be careful out there.