Samsung Pay makes its debut in the United States. Apple Pay, Android Pay, and now, Samsung Pay. These new forms of technology make payment with your smartphone as easy as holding the phone over a pay terminal. This is a bad thing. It is already too easy to spend your money. Pull out a credit card and hand it to a cashier. Even credit cards now have chips that make payment as easy as sticking the card into a pay terminal. That is fine for security; but, the easier it is to spend money, the more likely we will do it. Save yourself, and stick with the old fashioned way of spending. If you can. AT least, the mere act of choosing which card to use will require you to ask the question: "Do I really need this?"
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